Terms of Service

Last updated: March 2026

Comparison Service Only

FinanceByState.com is a financial comparison and information service. We are not a lender, broker, or financial advisor. We do not originate loans or financial products.

Affiliate Disclosure

We receive referral fees from financial partners when users apply through our links. This compensation may influence product placement but does not affect the accuracy of information displayed.

Accuracy Disclaimer

We strive to keep all rate information accurate and up-to-date, but rates change frequently. Always verify rates directly with the lender before applying. We are not liable for decisions made based on information on this site.

No Guarantee of Approval

Displaying a lender on our site does not guarantee approval. Lending decisions are made solely by the lender based on their underwriting criteria.

Limitation of Liability

FinanceByState.com is not liable for financial losses arising from use of this site. Information is provided "as is" without warranties of any kind.

Governing Law

These terms are governed by the laws of the United States.